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Tuesday, March 27, 2012

New FHA Rule for Buyers with Credit Dispute

A new rule has been announced by the FHA. Applicants with a credit dispute of $1000 or more will no longer be eligible for an insured loan unless the amount is repaid or a plan is developed to repay it. With the repayment plan, a record of three payments must be demonstrated.

This rule is intended to protect the ability of the FHA to insure mortgage loans.

Bank rules continue to tighten. Interested buyers may want to consider purchasing sooner rather than later...

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